General Resources

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5 Ways to Scale Your Business in 2019

Congratulations!, You've accomplished the most difficult part of starting a business: actually starting a business. ...

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5 Great Ways to Start ...

If you have dreams of starting a business but are lacking in the money and ...

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Line Of Credit vs. Loan: ...

Unless you're independently wealthy, you'll likely have to borrow some money to get your new ...

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General

Here’s How Small Tech Companies ...

When you’re trying to start up a small tech company, getting a loan can be ...

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General

Should You Hire a Business ...

Searching for a business loan is a time-consuming process for any business owner. In fact, ...

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  General
  

  Law Firm Financing 101: Business ...

  
  While the legal market is often considered saturated, there is still money to be made by ...
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  What Is A Loan Origination ...

  
  If you're in need of a loan to get your business moving, there's a litany ...
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  4 Reasons Why Online Business ...

  
  A whopping 45% of business owners are denied a business loan more than once. A good chunk ...
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  Gross Revenue vs. Net Revenue: ...

  
  Part of running a business is understanding all the twists and turns that come with ...
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  Why Getting Business Loans For ...

  
  What if the cure for your bad credit was an option you never knew you ...
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  Top Business Plan Parts You’ve ...

  
  According to research, business owners who create business plans are almost 100% more likely to successfully grow ...
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  Sell More, Earn More: Your ...

  
  When you're trying to get your Amazon store off the ground, it'll take some diligence ...
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  Financing for Doctors: A Quick ...

  
  Opening a medical practice isn't an easy task for most people. Even a small practice ...
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  How to Use an Accounts ...

  
  Small business owners know that every cent matters. That's why it's essential to keep an ...
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  Average Business Line of Credit ...

  
  Running a business is an unpredictable affair. When the economy is booming, you might see ...
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  A Guide to Cash Out ...

  
  Congratulations! You've paid off half your mortgage! Your home has appreciated and you now own ...
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  The Top Types of Small ...

  
  Does your version of hell look like a cramped cubicle? Would you rather get a ...
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  Keep or Throw Away: Your ...

  
  If you want to take deductions on your taxes, business receipts are essential. Every dinner ...
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  Financing for Flipping Houses: 3 ...

  
  The house flipping market reached an 11-year high in 2017. More than 207,000 properties were flipped that ...
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  Tax Planning 101: 3 Small ...

  
  Running a small business is like running a marathon 24/7. Figuring out small business taxes is like ...
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  5 Types of Small Business ...

  
  The US Small Business Administration (SBA), defines a “small business” as a company with less than ...
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  Be Your Own Credit Captain: ...

  
  Credit scores are a part of not just your personal life but your business life ...
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  Is a Seller Finance Loan ...

  
  Are you looking for the right office space for your business? Have you spotted the opportunity ...
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  What is an Asset Based ...

  
  Whether you've calculated the cost of your business's inventory and realized that the number is ...
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  Inventory Financing: 4 Things to ...

  
  Since most companies spend about 25-30% of their entire annual budget in inventory alone, it's ...
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  How Hard Is It to ...

  
  Roughly 24% of business owners say the main reason they don't apply for a small business ...
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  What Are the Pros and ...

  
  Payday loans have gotten a bad rap, getting demonized as one of the worst things ...
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  8 Common Inventory Mistakes and ...

  
  In the United States, there is roughly $50 billion of products and goods stolen by employees each year. With ...
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  Are Cash Advances Worth Taking?...

  
  Cash advances are withdrawals arranged with your credit card company that allow you to take ...
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  How to Use Loans to ...

  
  Nowadays, only 4.9% of Americans work more than one job at a time. It may be a ...
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  Asset-Based Lending vs Traditional Lending ...

  
  Did you know that startups that took out loans are more likely to make profits ...
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  7 Tips for Managing Your ...

  
  Let’s face it. The most common reason why businesses tend to fail is that they ...
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  How to Fix Your Bad ...

  
  In 2018, the average American FICO score was 704. And while a good personal credit ...
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  What are the Best Ways ...

  
  82% of small businesses fail because of a lack of money. 29% of startups fail ...
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  Beware: 9 Business Loan Scams ...

  
  Did you know that in the last 3 years marketplace scams contribute to almost $50 billion of ...
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  Why are Tradelines Important to ...

  
  Running a successful business is no easy task. If you own and manage a small ...
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  Compound Vs. Simple Interest: Learn ...

  
  Most of us have a love/hate relationship with interest. If we're borrowers, we hate interest. ...
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  A Guide to Purchase Order ...

  
  82 percent of small businesses that fail attribute their downfall to cash flow problems. Doing ...
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  Line of Credit Vs. Term ...

  
  About 50% of businesses don’t survive past the five-year mark for lack of capital. Most of ...
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  15 Reasons Banks Turn Down ...

  
  Almost 75% of small businesses have access to the funding they need for their companies. ...
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  9 Ways to Consolidate Credit ...

  
  Credit card debt is a huge problem in America; the country currently owes $4 trillion to credit ...
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  A Beginner’s Guide to Online ...

  
  Many small businesses worry about funding when they’re just starting. Before internet banking became a ...
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  Top Reasons to Avoid Payday ...

  
  Disaster strikes when you least expect it. You might find yourself needing cash urgently, to ...
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  What Are the 3 Main ...

  
  Whether you are starting or running your business, financial capital is essential to the overall ...
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  How to Calculate an FHA Loan

  
  FHA loans are mortgages that are backed by the Federal Housing Administration. Unlike commercial lending, ...
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  Invoice Financing 101: What Is ...

  
  Invoice finance can facilitate payments of up to 85% within 48 hours from your clients’ ...
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  A Guide to the 3 ...

  
  Ever wondered how banks or other financial institutions determine whether or not you qualify for ...
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  What Is a Borrowing Base ...

  
  Are you a small business owner? If you are, or you’re considering becoming one, you’re ...
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  How to Improve Your Business ...

  
  Your credit score is not just personal; it applies to business as well. Learn how ...
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  General
  

  Is Your Small Business Inventory ...

  
  Owning a small business is challenging. Revenue can be especially difficult to come by, especially ...
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  12 Signs You Have What ...

  
  Did you know that 69% of entrepreneurs start their businesses at home? This goes to ...
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  9 Steps to Building Business ...

  
  Growing a small business isn't easy. However, the few businesses that do make it over ...
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  5 Things to Know about ...

  
  Small businesses are the cornerstone of the American economy. Each year, 2 out of 3 ...
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  10 Mistakes Startups Make (and ...

  
  Starting a business is never easy. There are so many things that one has to ...
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  7 Types of Business Loans ...

  
  According to the Federal Reserve, the average business loan clocks in at over $600,000. As ...
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  10 Hacks for Financing Your ...

  
  When financing a small business, sometimes you have to get creative. Whether you're borrowing money ...
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  General
  

  Small Business Funding: Which Funding ...

  
  The US Small Business Administration (SBA), recently reported that there are more than 30 million ...
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  The Ultimate Guide to Creating ...

  
  According to an analysis done by McKinsey, less than 1% of businesses have a chance ...
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  Financial Pedal to the Metal: ...

  
  Over the last 20 years, business equipment spending has increased in every category. The amount ...
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  Business Expansion Loan: A Small ...

  
  You've finally done it. The startup phase is over and you have real human customers ...
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  Coming to Terms: A Comprehensive ...

  
  One major marker of success for an entrepreneur is the need to expand. With small ...
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  The Low-Hanging Fruit: How to ...

  
  Did you know that small U.S. businesses created a whopping 1.9 million new jobs in ...
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  A/R Credit Line: A Prospective ...

  
  Your customers pay you on-time all the time. Right? If you're like most small business ...
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  General
  

  Inventory Credit Line: Understanding the ...

  
  How do you feel when you have to tell a customer that you’re out of ...
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  General
  

  The Essential Parts of a ...

  
  The Essential Parts of a Business Plan Are you ready to be your own boss? ...
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  General
  

  5 Financial Risks of Starting ...

  
  Many people would love nothing more than never reporting to a boss again. In fact, 62% ...
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  How to Get a Business ...

  
  You have big ideas for your business, but you're coming up short in the finance ...
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  Pros and Cons of a ...

  
  Did you know the construction industry in the U.S is one of the largest industries ...
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  General
  

  Business Loans for Bad Credit: ...

  
  Starting your own business requires having a plan. It also requires having enough cash on ...
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  General
  

  LLC Business Loan: Common Myths ...

  
  It might surprise you to find that Google, the company responsible for the worlds top search ...
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  Business Funding Options for Your ...

  
  Did you create a revolutionary idea? Did your revolutionary idea never get to be a ...
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  How to Calculate Working Capital: ...

  
  EUREKA! Was that the word you shouted when you got your great idea for a ...
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  Venture Capital Financing: Is it ...

  
  Finding the money to springboard your new business can be tricky. And cutting into your ...
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  General
  

  What You Need to Know ...

  
  Did you know that 55 percent of small businesses that apply for a loan are rejected? If ...
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  General
  

  How to Make the Most ...

  
  Working capital is an important measuring tool used for evaluating a business. It can indicate ...
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  General
  

  Small Business Tax Cuts: Will ...

  
  President Trump signed into law the Tax Cuts and Jobs Act (TCJA) in December 2017 ...
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  The Biggest Pros and Cons ...

  
  You may never have thought of leasing restaurant equipment before, but it's an excellent option ...
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  Can social media help you ...

  
  In a flurry of alternative lending-related articles this week, the Wall Street Journal wrote again ...
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  General
  

  Are You Overgifting? Your Gift ...

  
  Most Americans spend an average of around $900 on Christmas presents every year. When it ...
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  What is a Short-Term Loan? ...

  
  There are 27.9 million small businesses in the United States. Many of them know that ...
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  General
  

  Good Deeds and Good Business: ...

  
  According to a recent survey(1) of 1,400 small businesses conducted by a leading online lender, ...
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  General
  

  Top Five Trending Business Books ...

  
  Top Five Trending Business Books of 2018 Since the time of Sun Tzu, the Chinese ...
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  General
  

  What Healthcare Reform Could Mean ...

  
  It should come as no surprise that decent health care benefits top the list as ...
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  Payroll Setup – Avoiding Risk ...

  
  Setting up payroll can be daunting. Get educated and avoid mistakes that can lead to ...
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  How to Protect Your Business ...

  
  Natural disasters are often overlooked when it comes to potential roadblocks for a small business. ...
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  Build-a-Brand with Niche Marketing...

  
  No matter what kind of business you start, a strong branding campaign combined with niche ...
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  Foolish Finance Frights Foster Fear ...

  
  Ghosts, vampires, zombies, and werewolves are all creatures that we have come to associate with ...
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  This Article is About Procrastination. ...

  
  In a minute! I’ll do that later. Well, can it wait? We’ve all heard the ...
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  What Star Wars Taught Me ...

  
  You don’t have to go back a long, long time ago to a galaxy far, ...
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  Capitalizing on Reducing

  
  There are a number of companies that have popped up in the last two decades ...
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  Amazon Marketplace Sellers’ Financing Options, ...

  
  This is the fifth in a series of five installments about types of Amazon Marketplace ...
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  General
  

  Amazon Marketplace Sellers’ Financing Options, ...

  
  This is the fourth in a series of five installments about types of Amazon Marketplace ...
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  General
  

  Amazon Marketplace Sellers’ Financing Options, ...

  
  This is the third in a series of five installments about types of Amazon Marketplace ...
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  General
  

  Amazon Marketplace Sellers’ Financing Options, ...

  
  This is the second in a series of five installments about types of Amazon Marketplace ...
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  General
  

  Amazon Marketplace Sellers’ Financing Options, ...

  
  This is the first in a series of five installments about types of Amazon Marketplace ...
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  General
  

  You’re write skills could need ...

  
  Apologies for the painful article title, but I wanted to showcase why the quality of ...
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  General
  

  Ebook: What Lenders Ask For ...

  
  Every day the Dealstruck office is filled with conversations about the various small businesses we ...
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  General
  

  Got an inventory strategy for ...

  
  by Jason Fleming, Senior Financing Consultant at Dealstruck Summer is quickly coming upon us, and ...
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  General
  

  6 Mini Case Studies: How ...

  
  Rebecca Levinson at Propecta recently interviewed our VP of Product, Bill Bonnefil, on how companies ...
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  General
  

  Just-Launched eBook: Small Business Financing ...

  
  Dealstruck has just released a comprehensive eBook that helps business owners navigate through the various ...
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  General
  

  The Basics: Your Personal Guarantee...

  
  Leading your business on a path towards financial sustainability and expanding your customer base demand ...
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  General
  

  Small Business Financing Infographic: Know ...

  
  For successful small business owners, it’s important to capitalize on growth opportunities, which inevitably requires ...
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  General
  

  Someone, Please Define All My ...

  
  by David Tran, Marketing Strategist As a small business owner, you’re eager about the prospect ...
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  General
  

  Borrower Industry Focus: eCommerce...

  
  As the Dealstruck team funds more small business loans and lines of credit, we’ve noticed ...
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  General
  

  Bon Voyage to the Full ...

  
  by Matt Clegg, Director of Sales, Dealstruck As a small business owner, how many times ...
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  Small Business Tips for the ...

  
  HOW WILL YOUR SMALL BUSINESS CAPTURE SALES THIS HOLIDAY SHOPPING SEASON? Staggering sales can be ...
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  General
  

  Consumers “Shop Small” This Small ...

  
  Preparing for Small Business Saturday Thanksgiving is a time for families and friends to come ...
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  General
  

  Borrower Industry Focus: Home health ...

  
  As the Dealstruck team closes more and more small business loans and lines of credit, ...
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  General
  

  Merchant Cash Advance Rates Demystified...

  
  by Wilson Galyean, Senior Marketing Analyst The actual costs of Merchant Cash Advance (MCA) and ...
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  General
  

  Banks and Altermative Lenders: Friend ...

  
  Much has been made recently of the rise of alternative lending and the potential threat ...
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  General
  

  Deceptive Lending Practices — From ...

  
  The New York Times recently published a front page article on the aggressive, deceptive practices ...
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  General
  

  Getting You On the Path ...

  
  At Dealstruck, our long-term goal is to graduate our borrowers into a traditional banking relationship ...
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  General
  

  Behind the Curtain: Why does ...

  
  As part of Dealstruck’s commitment to transparency, we try to pull back the curtain on ...
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  General
  

  San Diego Startup Week — ...

  
  When I started Dealstruck, one of the first questions most people would ask me was, ...
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  General
  

  Personal Credit and Small Business ...

  
  For many small business owners, business and personal lives often overlap.  And this is particularly ...
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  General
  

  Commercial Lending Should be as ...

  
  When you are shopping for a mortgage, you know that you’re comparing apples to apples ...
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  General
  

  Why are you holding my ...

  
  Our line of credit product is extremely popular with enterprise businesses who often carry large ...
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  General
  

  Bankable — What does it ...

  
  A common expression used in the alternative lending industry is “bankable”, to describe whether or ...
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  General
  

  Dealstruck to Present at National ...

  
  Online crowdlending provider Dealstruck, Inc will present on the topic of crowdfunding for restaurants at ...
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  General
  

  Seeking Business Funding as a ...

  
  YES, YOU ARE YOUR OWN BOSS. BUT THAT DOESN’T MEAN YOU’RE ON YOUR OWN – ...
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  General
  

  Finovate 2014 Spring Recap

  
  By Ethan Senturia, CEO Yesterday was a big day for Dealstruck.  We rolled out two new ...
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  Dealing with Loan Brokers — ...

  
  I just had a frustrating conversation with a loan broker today.  After introducing us to ...
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  General
  

  Why a Line of Credit ...

  
  - the devil is in the details Recently, we had a prospective client of ours ...
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  How Crowdlending Solves the Dodd-Frank ...

  
  Historically, local banks have been the closest ally of small and medium sized businesses (SMBs), ...
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  Line of Credit Pricing and ...

  
  When seeking short-term, line-of-credit debt financing, an entrepreneur must first understand the “cost” of the ...
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  General
  

  “Term Loan vs. Line of ...

  
  After one of my recent posts, entitled “Term Loan vs. Line of Credit – When ...
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  General
  

  Why Tax Time is the ...

  
  You’ve been updating your Quickbooks or spreadsheet, working tirelessly with your bookkeeper and/or accountant, and ...
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  Dealstruck Stakes Claim to Small ...

  
  As reported at CrowdfundInsider.   P2P CROWDFUNDING PLATFORM SEES EXPONENTIAL GROWTH. DealStruck is a P2P ...
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  General
  

  Dealstruck to Demo at Finovate ...

  
  Dealstruck, Inc, announced today that it has been selected as the exclusive crowdlending partner to ...
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  General
  

  Term Loan vs. Line of ...

  
  When running a small business, entrepreneurs are constantly weighing options, especially when applying for business ...
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  General
  

  Why does amortization of a ...

  
  The credit card processing company, Square, recently announced that they are launching their own merchant ...
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  General
  

  How to Avoid Borrowing Yourself ...

  
  ...starting with understanding how much you pay yourself. It's all about the cash flow Back ...
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  General
  

  Is the SBA At Risk ...

  
  Small businesses are the lifeblood of the American economy.  They employ nearly half the workforce ...
• Read more...

  General
  

  Online Business Lending Grows for ...

  
  As small businesses across the U.S. continue to seek working capital and small business loans ...
• Read more...

  General
  

  Ethan Senturia Speaks about Crowdfunding ...

  
  Ethan Senturia, co-founder and CEO of San Diego-based Dealstruck, will educate small businesses, lenders, fellow ...
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  General
  

  Are All Alternative Lenders Peddling ...

  
  According to today’s Wall Street Journal, there are nearly two dozen non-bank lenders who want to ...
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  General
  

  How to Get a Small ...

  
  Hello ladies.  As a woman working in finance, I am always keeping an eye out ...
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  General
  

  Merchant Cash Advance — Why ...

  
  For many business owners, the introduction and explosion of merchant cash advances and merchant cash ...
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  General
  

  Does anyone talk to each ...

  
  Moving Past the Numbers A recent piece published in Wired by finance blogger Felix Salmon noted the recent “rise ...
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  General
  

  Wells Fargo believes Peer to ...

  
  The Financial Times reported recently that Wells Fargo has asked its employees to refrain from ...
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  General
  

  Tax Avoidance Strategies vs. Qualifying ...

  
  Recently, Dealstruck CEO Ethan Senturia and myself appeared on the It’s Your Money radio program. ...